Justin Hively

Co-owner/Health and Medicare agent

For the last 10 years, I have been helping clients navigate the often tricky and ever-changing conditions of personal health insurance. I do this by taking an active interest in my client’s needs and wants when it comes to health coverage.

Being a broker really allows me to find the best deals and insurance carriers for each client’s specific needs.

​I enjoy working in the community and can often be found holding free educational seminars on Medicare for seniors throughout Cincinnati and Dayton.

Michele Hively

Co-owner/Health and Medicare Agent

Michele enjoys working with clients and making sure they are getting the very best plan for their budget and medical needs.

When not helping with daily operations, Michele can be found meeting with clients to do reviews of their plans. She finds personal meetings with clients helps build a bond and sense of loyalty that is hard to find from your agent these days

Elizabeth Loch

Office Manager

When Liz isn’t seeing to the in and outs of the office, she can be found spending time with her family and friends, spoiling her cat, and horseback riding. She also enjoys hiking and going on adventures through reading various books.

Maryanne Higgins

Health and Medicare Advisor

Why do you care so much?” a common question I get. Like so many people, dealing with issues for parents, relatives, and friends, I saw how confusing health insurance can be, particularly Medicare. I am a local, licensed independent insurance agent certified on Medicare Supplements, Prescription Drug, and Medicare Advantage plans. I represent most major companies.

At no cost, I will help you find a health plan that best suits your personal healthcare needs. By educating you on all the options available, I will give you the power and freedom to choose.

Do you want help understanding ALL your options? Call or email me today. I look forward to helping you.

Phone: 513- 616-4993

Teri Cawman

Client services manager

Teri is a Kentucky resident who can often be found reaching out to members regarding their plans. She is especially active with our Medicare clients and loves to interact with and even spend her lunchtime with current members. She is always quick to jump on a call and help a member with prescription reviews and even help find in-network doctors and specialists if the need arises.

Phone: 859-240-2227